Latest Blog
When Should Business Owners Consider Refinancing Their Loans?
16 January 2024
Refinancing can be a valuable tool to improve cash flow, reduce interest rates, and gain flexibility in managing debt. Read some of the below circumstances when business owners should seriously consider refinancing their loans. Lower Interest Rates: If interest rates have significantly dropped since you initially obtained your loan, it
Read moreWhat is debt consolidation?
9 January 2024
Debt consolidation is a financial strategy that can provide relief and simplify the repayment process for individuals facing multiple debts. It involves merging multiple debts into a singular loan or payment, making it easier to manage and potentially reduce overall interest rates. Simplified Repayment: Instead of managing multiple due dates
Read moreCommon Reasons Why Businesses Fail and How to Prevent It
2 January 2024
Starting a business is an exciting endeavour, but sadly, not all ventures succeed. Various factors contribute to the failure of businesses, including poor planning, lack of market research, and insufficient financial management. Here are some common reasons why businesses fail and provide practical tips on how to prevent it from
Read moreChoosing Between Fixed and Variable Interest Rate Loans
26 December 2023
When it comes to securing financing, deciding between a fixed interest rate loan and a variable interest rate loan is a crucial consideration. Each option has its own benefits and factors to consider. A fixed interest rate loan offers stability and predictability. The interest rate remains constant throughout the loan
Read more
English 
Chinese (China) 
Chinese (Hong Kong)