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The Importance of Borrowing Capacity & What It Means
13 May 2021
Whether you’re a first home buyer or property investor, you need to understand what borrowing capacity is, and why it is so important. Borrowing capacity is basically the amount of money that a lender will loan to you to buy a property. It is crucial that as a buyer, you
Read moreHow to Get a Home Loan if You’re Self-Employed
6 May 2021
Acquiring a home loan can be quite difficult, especially for those self-employed. Instead, many lenders are looking to see a stable employment record. As a self-employed individual applying for a home loan, you’ll need to provide tax returns and letters from your accountant to meet most lenders’ expectations. Furthermore, these
Read moreFinancing Your Next Vehicle
29 April 2021
Financing your next car may seem like a daunting task, only second to buying a house. To successfully meet your vehicle financing goals, you need to consider what options are available, the requirements and how much it’s going to cost. In saying this, keep reading to find the different ways
Read moreFixed mortgage rates set to rise in coming months: experts
22 April 2021
According to ANZ Bank, property prices are expected to rise by 17% in 2021 and mortgage rates are also set to increase much sooner than expected. The Reserve Bank has clarified that the official cash rate isn’t likely to increase for a few years, but experts believe that fixed mortgage
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