Pre-Approval - Intro Finance

Know your buying power before you buy.

A home loan pre-approval means a lender has agreed, in principle, to lend an amount of money towards the purchase of a property but hasn’t proceeded to a full or final approval. It allows the borrower to know the maximum available funds, to negotiate with more certainty, and bid with more confidence if going to auction.

A pre-approval is a valuable step in getting you closer to your new family home or investment property. It’s not a requirement in the home buying process, but it can make life easier. Pre-approval can also make you a more attractive buyer to a potential seller, as it indicates that you’re serious about purchasing the property and that your offer is less likely to be withdrawn due to a lack of financing.

Factors which can negate a pre-approval include changes to your personal circumstances, changes to government regulations, a negative valuation of the property or a change in the property’s condition. While there aren’t any great drawbacks to obtaining a single pre-approval, having several in a short period can potentially harm your ability to borrow.

A good broker can take you through the pre-approval process.

The Most Amazing Experience

Paul is by far the most caring and action taking broker we have ever worked with. His attention to detail and willingness to work with us during our build was outstanding. Paul quite literally made it possible for us to be in our home, without further delay and for that we are so grateful. When you work with Paul, you work alongside someone who genuinely cares. His passion for his job, his efforts to support and guide and his ability to deliver an exceptional service is something you have to experience to believe. We were guided by his expertise, every step of the way and Paul constantly took steps to go above and beyond to support us in the journey to occupancy. We have had the most amazing experience with Paul right from the very start and couldn’t recommend him more highly.

Stephanie Paolilli-Treonze

Clear & Timely Communication

I have had such a positive experience with Paul and the whole team at Intro Finance. Clear and timely communication throughout our engagement and the whole team took their time to get to understand what we were looking for. Diligent in their research and finding a great deal. Would absolutely recommend!

Sebastian Bill

Goes Above & Beyond

Highly recommend Paul. He is fantastic. He goes above and beyond to ensure everything goes smoothly from start to finish. He is always happy to answer your questions without any hesitation or delay. The best in the business!!

Amy English

Stress Free

Unbelievable service, care and just all round so easy to deal with. Explained every process so I could understand each stage and just made the whole process as stress free as possible. Thank you Paul and Team!

Jen Simmons

Excellent Service

Excellent service, responsive, professional and made something stressful relatively pain free! Highly commend.

Laura Towey

Great Experience

Paul was super chill, in the moments that I was feeling stressed, as this was my first home. Will look to Paul again in the future.

Asa Morete

Pleasure To Work With

Paul and Grace were a pleasure to work with and made the whole process seamless. They kept us informed each step of the way and were always available for our questions. I would not hesitate recommending Intro Finance to friends and family. We will definitely use again in the future. Cheers!

David Rowlands