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RBA Cash Rate Changes and Your Home Loan
17 September 2026
Understand how an RBA cash rate decision can affect home loan repayments, refinancing and your mortgage options in Australia. What the Next RBA Cash Rate Decision Could Mean for Your Home Loan The RBA cash rate can influence home loan rates, particularly variable rates, but changes aren’t always passed on
Read moreInvestment Property Finance in 2026
10 September 2026
TLDR Investment lending assessments can differ from owner-occupied lending. Lenders consider a range of financial factors during the application process. Equity may be used as part of a financing strategy in some circumstances. Lending criteria vary between lenders. Financing an investment property involves a lending assessment similar to an owner-occupied
Read moreOffset Account vs Redraw Facility
3 September 2026
TLDR Offset accounts and redraw facilities are common home loan features. Both may help reduce the interest charged on a home loan. They operate in different ways and may offer varying levels of access to funds. Available features differ between lenders and loan products. Many home loan products include features
Read moreDeciding whether to refinance or stay put?
27 August 2026
TLDR Home loans may be reviewed periodically as circumstances change. Interest rates, features, and loan structures can vary between products. Refinancing involves replacing an existing loan with a new one. Costs and benefits can differ depending on individual circumstances. Many borrowers keep the same home loan for several years without
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