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How can your credit card affect your chances of getting a loan?

25 January 2022

When it comes to the relationship between your credit card history and loan applications, it seems many people are in the dark about what’s truth and what’s not. Gather a group of normal Australians in a room and ask them about the role their credit card plays in getting a

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Is it cheaper to buy or build a house?

18 January 2022

This is a multifaceted question that depends on how you define cost. In terms of the raw numbers, it’s cheaper financially to build a house rather than buy one. However, the total cost doesn’t consider other costs of building a house such as time or effort, or the cost of

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Think Outside the Box with a Non-Conforming Home Loan

11 January 2022

A non-conforming or ‘Specialist’ home loan is a loan that does not fit a lender’s standard criteria for a home loan. These loans are usually offered to people that have a bad credit history or extraordinary financial needs. Because non-conforming home loans differ from the norm there are a few

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The Benefits of Refinancing Your Home Loan

4 January 2022

If you weren’t thinking of refinancing your home loan, you may want to think again. There are many benefits to refinancing that you may want to consider the next time you review your home loan. Refinancing may just be the last key to the puzzle of achieving all your financial

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