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Buying Property This Spring? Home Loan Checklist

17 September 2026

Planning to buy property this spring? Learn how to prepare your finances, home loan application and borrowing position before making an offer.  Buying Property This Spring? How to Get Your Home Loan Ready If you’re planning to buy property this spring, getting your home loan organised before you find the

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RBA Cash Rate Changes and Your Home Loan

17 September 2026

Understand how an RBA cash rate decision can affect home loan repayments, refinancing and your mortgage options in Australia.  What the Next RBA Cash Rate Decision Could Mean for Your Home Loan The RBA cash rate can influence home loan rates, particularly variable rates, but changes aren’t always passed on

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Investment Property Finance in 2026

10 September 2026

TLDR  Investment lending assessments can differ from owner-occupied lending.  Lenders consider a range of financial factors during the application process.  Equity may be used as part of a financing strategy in some circumstances.  Lending criteria vary between lenders.  Financing an investment property involves a lending assessment similar to an owner-occupied

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Offset Account vs Redraw Facility

3 September 2026

TLDR  Offset accounts and redraw facilities are common home loan features.  Both may help reduce the interest charged on a home loan.  They operate in different ways and may offer varying levels of access to funds.  Available features differ between lenders and loan products.  Many home loan products include features

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